Synlian — Quantum age applications for digital age supply chains

For funders

Double your client book without doubling your cost base.

Banks, factoring companies and non-bank lenders run their whole trade-finance operation on SQF — with AI analysts absorbing the work that grows with every client, and controls a risk committee can sign off.

Products

The products you run

Configurable products with versioned rate cards, bespoke per-client offers, and cashflow simulation before anything is sent.

Receivables finance

Advance against approved invoices with recourse monitoring, dilution tracking and aging built in.

Invoice factoring

Assignment-based factoring with ownership transfer, reserve estimates and collections workflow.

Supply-chain finance

Buyer-led early-payment programmes across an anchor’s supplier base — sourced from the knowledge graph.

Term loans

Flat or reducing-balance schedules, automated billing, penalty handling and a serviced loan book.

The client journey

What your clients experience

A self-service journey that reflects your brand — and lands fully screened applicants on your team's desk.

  1. 01

    Apply online

    Company profile, bank details, facility request, documents and declaration in one guided application.

  2. 02

    Screened on arrival

    Documents are extracted and cross-checked automatically; registry records are matched against what was typed; discrepancies are flagged with the evidence.

  3. 03

    Scored by two filters

    A financial default-risk profile plus your own configurable qualitative overlay — two independent reads, never blended into one opaque number.

  4. 04

    Offered with confidence

    Offers are cashflow-simulated, checked by a second officer and approved by a manager before they leave the building.

  5. 05

    Signed with a passkey

    Acceptance is a cryptographic signature over the exact terms — evidence, not a checkbox.

  6. 06

    Funded through four eyes

    Invoices validated to the cent; drawdowns approved and sent to the bank as ISO 20022 — settlement posts to the ledger automatically.

Operating leverage

Where the AI analysts absorb the volume

KYC intake, document checks, invoice validation, network monitoring, reconciliation — the work that scales with every new client. Your people stay focused on the decisions.

Every analyst is governed: named identity, narrow mandate, confidence-scored proposals, and a human signature on every client- and money-facing action. How the governance works.

Reconciliation — an imported bank receipt awaiting its confidence-scored match
Reconciliation — matches suggested, humans confirm, only matched money posts.

Controls

What your risk committee will ask about

Credit limits with teeth

Approved limits gate drawdowns in real time — utilisation counts committed money, not just spent money, so two parallel drawdowns can’t jointly breach a limit.

Maker-checker everywhere

Payments, offers, limits, risk models and offer letters each separate preparer, checker and approver — enforced by the software, not by policy documents.

Deadlines that escalate

SLA timers run on every governed step, respect your clearing calendar, and escalate to named people when breached. Nothing waits silently.

Evidence by default

Append-only audit across authentication, decisions and money. The full security page is written for your reviewers.

Deployment

Your deployment, your brand

A dedicated environment per funder — your data and models never shared. The client portal carries your name. Bank and payment-provider integrations are built per engagement during onboarding, to your banks' specifications.

Bring your product sheet — leave with it configured.

A briefing typically covers products, rate cards, controls and the knowledge graph on demonstration data.

Book a briefing