The SQF platform

One platform for the whole lending lifecycle.

Onboarding, KYC, credit decisions, offers, facilities, invoices, disbursement, collections, treasury — one integrated system, deployed dedicated to you.

Lifecycle

From applicant to funded invoice

Eight stages, one system — no swivel-chair between tools, no data re-entry between desks.

Apply

Clients onboard through a self-service portal — company profile, bank details, facility request, documents, declaration.

Screen

Document intelligence extracts and cross-checks every file; registry data is matched against what the applicant typed.

Score

Two independent credit filters: a financial default-risk profile and a configurable qualitative overlay.

Offer

Provisional offers are cashflow-simulated before they're sent, then checked and approved maker-checker.

Sign

Clients accept with a passkey signature bound to the exact document hash — cryptographic evidence, not a checkbox.

Fund

Invoices are validated to the cent, drawdowns route through the four-eyes payment chain, ISO 20022 files go to the bank.

Collect

Receipts are matched with confidence-scored suggestions; a person confirms every match before money posts.

Watch

Treasury, credit limits, SLA timers and periodic re-KYC keep the book and the network under continuous review.

Architecture

How it all fits together

Every domain runs as its own service with its own database, publishing to one event backbone — and the AI analysts listen to that same backbone, so work is seen the moment it arises. The whole estate is deployed dedicated to you: your data and your models are never shared with any other funder.

Domains

Eight domains, one event backbone

Trade Directory & KYC

Identity, organisations, people, documents and the trade network — the system of record everything else projects from.

Credit Risk & Compliance

Risk models, credit limits, recommendations and offer letters, each behind its own maker-checker chain.

Client Relationships

Leads, applicant queues, client workspaces and supervisor dashboards for the relationship team.

Operations Hub

Facility agreements, invoice management, registries, suspensions — the operator's day desk.

Finance Hub

Ledger, payments, reconciliation, treasury, funding pools, loans, billing and FX.

Customer Portal

The client-facing experience, carrying your brand — onboarding, offers, workspaces and statements.

Document Intelligence

AI extraction of invoices, financials and KYC files, gated by deterministic arithmetic checks.

Knowledge Graph

The live map of the trade network around your book — and the origination engine built on it.

Finance hub

How your money is managed

A bank-grade double-entry ledger underneath everything; four-eyes payments over ISO 20022; confidence-scored reconciliation; live treasury; ring-fenced funding pools; honest multi-currency FX. The Finance Hub has its own deep-dive page with every screen.

→ Inside the Finance Hub — the full tour

Proof

Proven, not promised

Every feature ships with automated end-to-end tests against the real system — real database, real messaging, real bank-format files, never mocks. 395 checks guard the finance suites alone. If a control ever broke, the build would fail before it reached you.

→ Security & governance, in full

Walk the whole lifecycle, live.

Every screen on this page is the real system on demonstration data — and every worked example is asserted by a test.

Book a briefing